The federal government has unveiled sweeping changes to Canada’s mortgage system, calling them the “boldest reforms in decades.” Key measures include raising the CMHC insured mortgage limit to $1.5 million, which will expand access for Canadians in high-priced housing markets. That’s an increase from the current insured mortgage cap of $1 million. Additionally, the government said it is also...

Signs You Might Be Ready: 1. Unused Space: If you find that entire rooms in your home go unused for weeks or even months, it might be a sign that your current space is too large for your needs. 2. Maintenance Burden: Larger homes often come with more maintenance. If the upkeep is becoming more of a hassle than a pleasure, a smaller home could offer relief. 3. Lifestyle Changes: Whether it’s...

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When navigating the home buying process, understanding the difference between being pre-qualified and pre-approved for a mortgage can give you a significant advantage. Pre-qualification is often the first step, where you provide a lender with general financial information such as your income, assets, and debts. The lender then gives you an estimate of the mortgage amount you might qualify for. This...

As the famous saying goes, don’t judge a book by its cover – except, of course, when we’re talking about real estate. When buyers are hunting for their dream home, curb appeal can be the deciding factor on whether or not they want to take a closer look inside. Here are five curb appeal tips to set your listing apart from the others on the block. Improve Your Curb Appeal Start with the...

As the days get longer and the weather gets warmer, now is the perfect time to dive into your yard. In preparation for the summer months, we’ve put together a list of some things that you can do to transform your outdoor space into an alfresco oasis. Clear Dead Growth from Flower Beds & Flower Pots Leaving your plants intact through the winter months gives wildlife shelter and can be a...

A home seller's market is a situation where demand for homes exceeds supply. This means there are more buyers than available properties, giving sellers the advantage. Homes sell quickly, often above the asking price, due to competition among buyers. If you're thinking of selling, here's why it's a great time: Higher Offers: Expect competitive bidding, potentially driving prices up. Quick Sales:...

If you need a shed in your backyard, there are only two options. You can either buy the materials and build a shed on your own, or you can buy a premade shed from a store or a shed-building company. Each one of these options checks a few boxes that the other doesn’t, mainly regarding the price, the quality of the shed, and the effort put into getting the job done. Depending on what you need, you can...

You’ve just moved in with your significant other and couldn’t be more excited; however your new home isn’t exactly boasting the ideal look and feel you were hoping for. Decorating your new home can be a lot of fun. There’s no shortage of inspiration out there, and you likely already have an idea of the overall theme/look you’re going for, what pictures to hang and where, and which accent pillows...

Have you always dreamed of a bigger home? Imagine all the ways you could use the extra space—like having a cozy library, a gym for your workout routine, or a playroom for your growing family. Upgrading to a larger space is thrilling, but it also comes with its own set of challenges. Deciding to move to a larger home is a significant life decision that requires careful consideration of financial...